Simplified Employee Pension to a Gold IRA

A simplified employee pension (SEP) is an IRA that allows tax-deductible contributions to be made into business owner accounts and employee accounts for their retirement. An SEP IRA has much higher limits than standard IRAs. An employee SEP IRA is treated the same as any traditional IRA and has all of the same rules. To qualify for an SEP employee IRA, you must be at least 21 years old with a minimum of $550 in income during each tax year, and be employed with the same employer for 3 years in a 5 year span.

An SEP IRA can invest in gold, silver and other precious metals. It’s a good idea to diversify your retirement portfolio. Precious metals are highly resistant to volatility and they are a good hedge against inflation. If the market crashes, it is good to be holding some precious metal assets to help protect your life savings. An SEP IRA is a pre-tax IRA which means that you will pay tax when you withdraw your funds.

It has a few important IRS guidelines that you’ll need to follow. An SEP IRA has higher limits than traditional IRAs or Roth IRAs. You can contribute up to 25% of your total annual compensation or up to $58,000. The amount of your contribution is limited to a maximum of $58,000 per year. All contributions that are made to a SEP IRA are tax-deductible up to 25% of your compensation. You can turn your SEP IRA into a precious metals IRA and hold gold, silver, platinum or palladium within the account for retirement.


GoldCo is an A+ BBB rated company in California that offers IRA approved precious metals. They are professionals that can help you roll over your IRA into gold or silver, find the best custodian for your precious metals, and then ship your metals directly to a depository. GoldCo has 16+ years of experience helping customers setup a gold IRA.


Account Setup

Precious Metals

Birch Gold

Birch Gold Group is an A+ BBB rated company in California that offers a wide range of IRA-approved metals. They offer various storage locations from Equity Trust, Goldstar Trust and STRATA Trust. They have 15+ years in the business and over 7,000 satisfied customers. They are a trustworthy gold IRA company that offers 1-on-1 care.


Storage Facilities

Investor Support

To get started with an SEP gold IRA, you should find a gold IRA company with a good reputation. We recommended both of these gold IRA companies because of their many positive reviews, years of
experience in the industry, and because they have thousands of satisfied investors. Both of these IRA companies can help you setup an SEP gold IRA, help you fund the account with IRA approved precious metals , and then help you transfer all of the precious metals over to an IRS-approved storage facility.