
In late 1990, after nearly 32 years of having been a precious metals fanatic and coin collector, I discovered that I could gear my many years of customer service, and translate it into a career, which over two-decades later is still going strong.
Early on, I discovered a little-known service, which few - even to this day are familiar with: The ability to consult with clients, who are today, so very concerned with a faltering economy and dwindling returns, if not massive losses in IRAs, 401ks and other pension and retirement plans.
After working with several precious metals firms, I developed, what I knew was the only way to represent prospective customers - and this was something, which I had done my entire professional career - act as a consultant, caring more for their individual needs, than worrying about how much I might make off of the transaction.
Having dealt with GoldStar Trust Company and its predecessor, American Church Trust Co. since 1990, has given me a unique perspective of the Golden IRA program, which no other company has realized - true customer service - not lip service - is what makes a business grow.
The largest percentage of precious metals firms dealing with this type of investment vehicle, are so-called, "rare coin" firms. Their specialty-in-trade is to coerce the unsuspecting into investing a large percentage of their money into grossly
over-priced historical, collectible coins, which usually are not rare at all - just overpriced. Although Kettle Moraine, Ltd., conducts business for many individuals, who wish to take possession of precious metals for investment or financial security purposes, it is treated as a separate entity from that which we address within the confines of this web-site. This is one of the reasons we are above the rest. I am very dedicated to assisting people, who for one reson or another, now feel compelled to address their long forgotten - but quickly dwindling retirement accounts. Most "rare-coin" firms provide a page or two to their precious metals web-sites, and if they happen to pick up a caller or two, that's ok with them - just a little extra gravy in their coffers.
The Golden IRA now constitutes the largest percentage of the business we conduct on an annual basis, and I believe that it is because of our commitment to you - our clientele.
The majority of firms offering this product or similar ones, do not have a staff, who are well versed in precious metals IRA's. Few understand the nuances, and therefore, will either guide you to a website and tell you to fill out the paperwork and name "them" (the precious metals dealer) as the chosen broker representative, thereby hoping to get a little icing off the cake. The alternative is, that the "broker" will have his company ship you a generic IRA application package, and expect you to fill in the blank spaces. Well, let's see how this works...
- The average client may not know the difference from a "rollover" to a "direct rollover" to a transfer.
- You might have a traditional IRA, or a Simple IRA. What's the difference?
- Two types of IRAs require proprietary forms, neither of which are completely available on-line, and in many cases through many of the so-called "brokerage" houses.
- The representative of "Rare Coin Company 'A'" usually tells the prospective client to "call the Trust Company" if you have difficulty filling out the forms.
All of the above examples lead to a lengthy, and albeit rough conversion, for something that should not be that difficult. In many instances, the customer either goes elsewhere or gives up the idea of protecting what is left in their IRA altogether. Over the years, I have been privileged to step in and assist many of those poor souls, who, due to complete and total frustration - were ready to give up and walk away from this marvelous alternative to the Wall Street crowd.